When you apply for PayPal Credit, you’ll be asked to provide your date of birth, your income after taxes, the last 4 digits of your Social Security number, and agree to the Terms and Conditions. You’ll know within seconds if you are approved. And here’s the cool thing: your PayPal Credit account will be linked to your account with PayPal and you’ll see it as a payment option every time you check out with PayPal.

You will need an account with PayPal to apply for PayPal Credit. Once you've signed up for PayPal, you can begin the application for PayPal Credit. Signing up for PayPal is free.

To use PayPal Credit, simply checkout using PayPal and select PayPal Credit as your payment method.

Enjoy No Interest if paid in full in 6 months on purchases of $99 or more when you check out with PayPal and pay with PayPal Credit. Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required.

Yes, PayPal Credit is a reusable credit line and can be used for purchases less than $99.

No! There is no annual fee to use PayPal Credit.

Upon approval, your PayPal Credit account will be assigned a credit line of at least $250, based on your creditworthiness. You can confirm your credit line details by logging into your account.

You'll enjoy No Interest if paid in full in 6 months on purchases of $99 or more. Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required.

No, it is not an introductory offer. It’s an offer that’s available on every purchase of $99 or more. Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required.

1. Select long-term options. Once you’ve successfully created a Sezzle account, you’ll select an option to finance your order.
2. See if you're pre-qualified

   Find out which offers you’re eligible for without impacting your credit score.

3. Pick a payment plan

   Select a monthly payment option that works best for you. Sign your loan agreement to confirm.

4. Once you’ve successfully signed your loan agreement your order will be complete. You will receive an email from Ally to set up your account in 7 to 10 days. When your Ally account is created, you can add a recurring payment method, set up paperless statements and manage your account.

A: To manage payments on all other Sezzle orders, please visit our FAQ article here.

A: Ally Lending accepts checking and savings accounts as well as debit cards. In order to add, change, or remove a payment method on your Ally Lending account, you can either log into your customercare.ally.com account and select “Payments” and then “Manage Pay,” or you can call the Ally Lending billing department at 1-888-568-0186.*

Changing the payment method on a scheduled or automatic payment can take up to 1 billing cycle to complete, so it is best to cancel a scheduled payment first and then reschedule using the new payment method once it has been added.

A: Great news! There is no penalty for paying your loan off early. Any amount paid beyond your monthly minimum payment will apply to the principal balance of the loan. Though you may still need to make the same monthly payment, this can save you money on interest over time, and allow you to finish repayment sooner. Your account summary and balances can be viewed on your monthly billing statements, online at customercare.ally.com, or by calling the billing department at 1-888-568-0186.*

To pay your full loan balance online, log into your Ally Lending account, select “Payments,” “Make a Payment,” and finally “Other Amount” and then enter the full balance amount.

A: If you would like to reschedule your payment, you can do so by logging into your account at customercare.ally.com or over the phone by calling 1-888-568-0186.* To reschedule your payment online, log into your Ally Lending account and navigate to “Payments,” “Payment History,” and then find the scheduled payment you’d like to change. Once selected, you can cancel the previous date before choosing a new one that works better for you!

When a payment fails on an order financed by Ally Lending, you will be charged a $35 fee if the payment is not resolved within 72 hours of the payment due date. However, failed payments will not result in any fees on your other Sezzle orders, so If you see additional fees, we recommend reaching out directly to your financial institution where the payment was drawn, to get more information. You can resolve a failed payment through any of the following methods:

• Online at customercare.ally.com
• By phone at 1-888-568-0186 – support is available Monday - Friday: 8am-10pm EST Saturday: 8am-9pm EST Sunday: 8am-8pm EST
• By mail using the coupon and return envelope provided in your monthly statement, or sending a check with your 16-digit account number in the "For" or "Memo" line to:
  Ally Lending
  P.O. Box 653074
  Dallas, TX 75265-3074

Please note: fees will show as separate transaction items on all statements, but as a lump sum on all account summary pages. If you’d like to request for the removal of a late fee, please call 1-888-568-0186. Support is available Monday - Friday: 8am-10pm EST Saturday: 8am-9pm EST Sunday: 8am-8pm EST.

For more information about how a late or failed payment can impact your Ally Lending loan, please reach out to Ally Lending directly.

Unfortunately, Ally Lending does not accept credit cards, prepaid cards or any American Express products for the repayment of your loan at this time. To make a payment, you can use either a checking or savings account, or a debit card. Payments can be made any of the following ways:

• Online at customercare.ally.com
• By phone at 1-888-568-0186 – support is available Monday - Friday: 8am-10pm EST Saturday: 8am-9pm EST Sunday: 8am-8pm EST
• By mail using the coupon and return envelope provided in your monthly statement, or sending a check with your 16-digit account number in the "For" or "Memo" line to:
  Ally Lending
  P.O. Box 653074
  Dallas, TX 75265-3074

Please note: If you are using bill pay through your financial institution, it is your responsibility to terminate your scheduled payments once your loan is paid in full. Ally Lending has no communication with your financial institution and is not responsible for terminating scheduled payments.

Phone support for Ally Lending billing department, 1-888-568-0186, is available the following hours:

Monday - Friday: 8am-10pm EST
Saturday: 8am-9pm EST
Sunday: 8am-8pm EST

Pay in 4 is a feature that lets you split your purchase into 4 payments, with the down payment due at the time of transaction and 3 subsequent payments made every 2 weeks thereafter.

Pay in 4 is available upon approval for purchases of $30 - $600. Pay in 4 is not currently available to residents of New Mexico, North Dakota, South Dakota, Missouri, Wisconsin, or any U.S. Territories. Pay 25% today. Then 25% every 2 weeks. Instant approval. No fees if you pay on time with zero impact to your credit.

Availability depends on your state of residence and you must be at least 18 years of age (or the age of majority in your state) to apply. You must also have a PayPal account in good standing or open a PayPal account in order to apply.

Pay in 4 is not available for certain merchants and goods. If you choose Pay in 4 as your payment method when you check out with PayPal, you will be taken through the application process. You will get a decision instantly.

Just choose to pay with PayPal at check out and if it is an eligible transaction, you will see Pay in 4 as one of the available payment methods. Simply apply for a Pay in 4 plan in just a few steps, get an instant decision, and finish checking out.

You can use Pay in 4 for eligible shopping cart values between $30 to $600.

You must read the loan agreement of your Pay in 4 plan before you submit your application. You will see the link to the loan agreement when you choose to apply for Pay in 4 at checkout. You will also have the option to download the loan agreement.

Once your plan starts, PayPal will send you an email containing important information about your Pay in 4 plan, including how to locate your loan agreement.

There are NO FEES for choosing to pay with Pay in 4, however if you are late with a payment you may be charged a late fee.

Your individual plan will last a little over 6 weeks in total. The down payment will be due at the time of the transaction and 3 subsequent payments will be taken every 15 days thereafter.

Select Sezzle as your payment method during checkout.

New Sezzle customers will need to create a Sezzle account, returning Sezzle customers will need to login.

Sezzle will do a soft credit check for approval of the transaction.

As little as 25% is due at the time of the purchase, with the remaining amount spread out over equal installments (typically three), each two weeks apart.

Sezzle automates the remaining payments through whichever payment method is on file.

No interest or processing fees are charged to you - as long as you pay everything off on time, you only pay for what you ordered!

Sezzle will not have an impact on your credit - they do not perform hard credit checks. Instead, they perform "soft checks" by reviewing your credit score as part of their risk check.

Your security is of utmost importance to us too! Sezzle undergos quarterly scans and yearly audits to ensure your data is safely stored in our systems – and to maintain compliance at the highest level in the Payment Card Industry (PCI): PCI Level 1.

To use Sezzle, you must be 18 years or older* and have a valid phone number based out of either the United States or Canada.

You will also need to have an email address as well as a payment method ready at checkout - we accept all major debit and credit cards, and you can also link a bank account directly. At this time, prepaid cards are not able to be used to place orders, but you can use them to pay off existing orders.

*You must be 19 years or older in Alabama, or if you are a ward of the state and live in Nebraska.

You can either sign up and get your account set up directly through the Sezzle website, or you can sign up as you check out at a merchant's site! Either option will walk you through the same signup process.

To get signed up, you will need to have a working phone number based out of the US or Canada, as well as a payment method (debit/credit card or bank account) to link to your account.

To get signed up, click here, or to get started shopping, check out our Store Directory here!

We try to offer all applicants a simple payment plan through Sezzle, but unfortunately, we’re not always able to approve every order. Our system assesses every order individually, taking into account your available funds, outstanding orders, and the total cost of the order you’re trying to place. If you’re not approved for any reason, we’ll notify you right away.Here are a few reasons you may have been denied:

1. Insufficient funds. Typically, we check to make sure you have at least 25% of the total order cost available at the time you place an order.
2. Too new to Sezzle. The longer you use Sezzle, the better your chances of getting approved. Usually, we’re less restrictive after the first six weeks.
3. Outstanding balance(s). The amount you owe on previous orders and the number of open orders on your account both impact your chances of being approved by Sezzle. Paying off your outstanding balances can improve your chances of getting approved.
4. Order value. Reducing the total cost of your order, or splitting it into two or three smaller transactions, can improve your chances of getting approved.
5. Payments linked to your account. Adding another debit or credit card to your Sezzle account helps us understand your repayment ability, which can help get you approved.
6. Keep in mind: Just because you’re not approved today, doesn’t mean you won’t be tomorrow. Every order is unique – so keep using Sezzle!

For More Information About Sezzle please browse Sezzle's FAQ's here https://sezzle.com/faq/shopper or reach out via email to [email protected]